Fuel your business growth

Borrow as much as you've got capacity for — working capital, project financing, or expansion funding. Quick approval, flexible terms.

Use Cases

What can you use a business loan for?

Working Capital

Cover operational costs and cash flow gaps

Business Expansion

Open new locations or enter new markets

Invoice Financing

Unlock cash from outstanding invoices

Equipment Purchase

Acquire machinery and technology

Business Loan Details

Loan Amount₦500,000 - ₦50,000,000
Interest RateFrom 2.5% monthly
Tenure3 - 24 months
Processing FeeUp to 2.5%
DisbursementWithin 48 hours
CollateralRequired above ₦5M

Need a custom solution? Contact us

Why businesses choose ADX Credit

Growth Capital

Fuel expansion, inventory purchase, or equipment upgrade

Quick Turnaround

Get approved and funded within 48 hours

Flexible Collateral

Unsecured options available up to ₦5M

Dedicated Support

Relationship managers who understand your business

Eligibility

Requirements for business loans

Business registered for at least 6 months

Valid CAC registration documents

Active business bank account with 6 months history

Valid government-issued ID of business owner(s)

Proof of business address

Minimum monthly turnover of ₦500,000

FAQs

Business loan FAQs

Common questions about funding your business growth.

Ready to take control of your finances with smarter loans and secure investments?

Whether you want fast access to funding or long-term wealth growth, ADX Credit makes it simple. Apply for a loan or explore investment opportunities — all in one trusted platform.