Your financial goals, our priority

Whether you need quick cash or want to grow your wealth, we have the right products for your personal financial journey.

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Average approval time

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Loan Products

Borrow smart, achieve more

Quick and easy personal loans designed for your lifestyle and needs.

Most Popular

Personal Loan

Quick personal loans for emergencies, education, home improvement, or any personal need.

  • ₦50K - ₦5M loan amounts
  • Up to 18 months tenure
  • From 3% monthly interest
  • No collateral required

Salary Advance

Access your salary before payday. Perfect for covering unexpected expenses between pay periods.

  • Up to 50% of salary
  • Zero interest options
  • Automatic repayment
  • Instant disbursement
Investment Products

Grow your wealth effortlessly

Secure investment options with attractive returns to help you build wealth.

Fixed Income

Earn predictable returns on your savings with our fixed income investment products.

  • Up to 18% annual returns
  • Flexible tenures
  • Capital protection
  • Monthly interest payout

Savings & Wealth Builder

Build wealth over time with our automatic savings plans and wealth building products.

  • Goal-based savings
  • Competitive interest
  • Flexible withdrawals
  • Auto-save feature
AX

ADX Credit

Personal Account

4.8

Available Balance

₦1,250,000

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Why ADX Credit

Banking experience, reimagined

We've built the most user-friendly financial platform that puts you in control of your money.

Instant Decisions

Get approved in minutes, not days

Bank-Grade Security

Your data is always protected

Flexible Repayment

Choose a plan that works for you

Mobile-First

Manage everything from your phone

Trusted by over 45,000 Nigerians

“ADX Credit made it so easy to get the funds I needed for my wedding. The process was seamless and the team was incredibly supportive.”

— Adaeze N., Lagos

FAQs

Got questions? We've got answers

Everything you need to know about our personal finance products.

Ready to take control of your finances with smarter loans and secure investments?

Whether you want fast access to funding or long-term wealth growth, ADX Credit makes it simple. Apply for a loan or explore investment opportunities — all in one trusted platform.