Approved Loan
₦50,000 — ₦5,000,000
Interest from
8.5%
Tenure
1–12 months
Collateral
No collateral for select products
Funding
Within 24 hours
Investment Offer
Earn up to 14% per annum
Minimum
₦50,000
Security
Secured fixed-income assets
Payouts
Monthly or end-term
Risk
Low-risk options available
Approved Loan
₦50,000 — ₦5,000,000
Interest from
8.5%
Tenure
1–12 months
Collateral
No collateral for select products
Funding
Within 24 hours
FEATURES
Why choose ADX Credit for smarter loans and secure investments?
01
Create your ADX Credit account
Sign up in minutes with your basic details and verify your identity securely. No paperwork, no branch visits.
02
Complete KYC & link your bank
Safely connect your bank account and provide the required details to access loan offers or investment products.
03
Apply or invest instantly
Submit a loan application and get approval fast — or choose an investment plan and start earning returns immediately.
Powerful features to simplify your borrowing and investing experience
Access personalized loan offers, high-yield investments, transparent fees, fast approvals, and integrated calculators — all designed to help you achieve your financial goals.
Smart Loan Matching
Get personalized loan offers based on your profile, income, and business needs — ensuring the right funding at the best rates.
High-Yield Investment Options
Access a curated selection of low-risk, high-return investment products designed to help you grow your wealth securely.
Transparent Fees & Rates
No hidden charges. See interest, tenure, and expected returns clearly before you apply or invest.
Fast Approval & Disbursement
Complete KYC digitally and receive loan decisions in hours — not days — with seamless bank disbursement.
Integrated Calculators
Use built-in loan and ROI calculators to compare offers, estimate repayments, and project returns instantly.
Loan Repayment Calculator
Estimate your monthly repayment based on your loan details and interest rate.
Choose the loan product that fits your needs.
Total amount you intend to borrow.
If applicable, enter any upfront contribution.
Longer tenures reduce monthly payments but increase total interest.
Rate is determined by loan tenure: 1-6m (5%), 7-12m (7%), 13-18m (9%).
Your repayment breakdown based on estimated rates
Includes principal and interest.
This calculation is an estimate and does not represent a final offer. Final rates are subject to approval.
SECURITY
We protect your funds and personal data at every step with ADX Credit
ADX Credit ensures your borrowing and investing experience is secure through bank-grade encryption, identity verification, real-time risk monitoring, and multi-layer authentication.
Multi-factor authentication
Added protection through OTPs, biometrics, and secure verification steps to prevent unauthorized access.
Real-time fraud monitoring
Instant detection of suspicious activity to safeguard your funds and accounts from fraudulent transactions.
Instant account alerts
Real-time notifications for loan approvals, investments, repayments, and withdrawals so you stay in control.
Biometric login
Fingerprint and facial recognition provide quick and secure access to your ADX Credit account.
End-to-end encryption
Your data and transactions are encrypted to protect sensitive information from interception or misuse.
24/7 security & support
Our dedicated security and customer support teams are available around the clock to assist when you need help.
TESTIMONIAL
We've built trust with
reviews from real users
Boost your credibility by featuring genuine testimonials from real users, showcasing their positive experiences and satisfaction with ADX Credit services.
ADX Credit gave me a business loan with 8.5% interest rate when other lenders wanted 18%. The approval was within 3 hours and funds hit my account the next day. My retail business has grown 40% since then!
Chukwuemeka Okonkwo
Retail Business Owner
I started investing with just ₦100,000 and I'm now earning 13.5% returns annually. The platform is transparent, secure, and the monthly payouts are always on time. Best investment decision I've made!
Amina Bello
Investment Portfolio Manager
Ready to take control of your finances with smarter loans and secure investments?
Whether you want fast access to funding or long-term wealth growth, ADX Credit makes it simple. Apply for a loan or explore investment opportunities — all in one trusted platform.