How ADX Credit Works

Getting a loan or starting your investment journey is simple. Here's everything you need to know.

For Loans

Get funded in 4 simple steps

1

Create Account

Sign up with your phone number and email. Quick and secure registration.

2

Complete Verification

Submit your ID and proof of income. Our digital KYC takes just minutes.

3

Apply for Loan

Choose your loan product, amount, and tenure. Get instant decision.

4

Receive Funds

Once approved, funds are sent directly to your bank account within 24 hours.

For Investments

Start growing your wealth

1

Create Account

Sign up and complete verification to access investment products.

2

Choose Investment

Select from Fixed Income, Treasury Notes, SME Plans, or Savings products.

3

Fund Your Investment

Transfer funds via bank transfer or card payment. Minimum ₦1M for fixed income.

4

Earn Returns

Watch your money grow. Receive returns at maturity or as monthly income.

Why choose ADX Credit?

Quick processing - decisions in hours
Bank-grade security for all transactions
Transparent terms with no hidden fees

Join thousands of Nigerians who trust ADX Credit for their financial needs.

Ready to take control of your finances with smarter loans and secure investments?

Whether you want fast access to funding or long-term wealth growth, ADX Credit makes it simple. Apply for a loan or explore investment opportunities — all in one trusted platform.