Financial solutions built for business growth

From working capital to asset financing, we provide the funding solutions your business needs to thrive and expand.

₦0M+

Business loans disbursed

Businesses funded

0hrs

Average approval time

Repeat customer rate

Our Products

Funding solutions for every business need

Choose from our range of business financing products designed to fuel your growth.

Business Loan

Working capital and expansion funding for established businesses with flexible repayment terms.

₦500K - ₦50M loan amounts
Up to 24 months tenure
From 2.5% monthly interest
No collateral up to ₦5M

Asset Financing

Finance equipment, vehicles, and machinery to scale your operations without depleting working capital.

Up to 80% asset value
Flexible down payment
Equipment as collateral
24-60 months tenure

Invoice Financing

Unlock cash tied up in unpaid invoices and maintain healthy cash flow while waiting for payments.

Up to 90% invoice value
Quick disbursement
No long-term debt
Flexible credit lines

Why Choose Us

The ADX advantage for your business

We understand that businesses need more than just capital. That's why we've built a lending experience that respects your time and values your growth.

Quick Approvals

Get loan decisions within 24-48 hours with our streamlined digital process.

Competitive Rates

Enjoy some of the most competitive interest rates in the market.

Secure Process

Your data is protected with bank-grade security throughout the application.

Dedicated Support

Access to relationship managers who understand your business needs.

Business Dashboard

Track your loan in real-time

Loan BalanceActive

₦4,500,000

Next Payment

₦425,000

Due in 12 days

Payments Made

8 of 24

33% complete

Repayment Progress33%

How It Works

Get funded in 4 simple steps

Apply Online

Complete our simple application form in under 10 minutes

Submit Documents

Upload your business documents securely through our portal

Get Approved

Receive a decision within 24-48 hours of submission

Receive Funds

Funds disbursed directly to your business account

FAQs

Common questions about business funding

Find answers to frequently asked questions about our business loan products.

Ready to take control of your finances with smarter loans and secure investments?

Whether you want fast access to funding or long-term wealth growth, ADX Credit makes it simple. Apply for a loan or explore investment opportunities — all in one trusted platform.