High Returns
Earn up to 20% annual returns on your investment
Capital Protection
Your principal is secured with treasury-backed instruments
Flexible Tenure
Choose from 90, 180, or 365 day investment periods
Interest Payout
Receive interest at maturity or monthly (for 365 days)
Investment Rates
Competitive returns for every investment tier
Higher investments and longer tenures earn better returns. All rates are annual.
₦1M – ₦5M
17%
Annual Return
₦6M – ₦10M
18%
Annual Return
₦11M – ₦40M
18%
Annual Return
₦50M and Above
20%
Annual Return
Best RateFAQs
Fixed Income FAQs
Common questions about our fixed income investment products.
Ready to take control of your finances with smarter loans and secure investments?
Whether you want fast access to funding or long-term wealth growth, ADX Credit makes it simple. Apply for a loan or explore investment opportunities — all in one trusted platform.